Home insurance in France · in plain English
Protecting a home in France is far simpler when someone explains it in your own language, face to face. Our bilingual Generali agency in the centre of Cognac insures houses, flats, second homes and rentals across the Charente – backed by Generali.
Fast, free and tailored to your needs – reply within 24 hours.
Why it matters
Protecting your home is paramount, and our home insurance in Cognac ensures that you have peace of mind. Whether you're renting or own your property, our plans cover a range of risks including fire, theft, and natural disasters. We provide English-speaking support to guide you through selecting the best policy for your home, ensuring that you understand every detail without the need for translation or jargon. Let us help you safeguard your sanctuary with ease.
Your cover
In France, home insurance is built around the multirisque habitation contract, which brings several protections together into one policy so your building, your belongings and your legal responsibility are all covered under the same roof.
Walls, roof, fitted kitchens and permanent fixtures against fire, storm and water damage, including the older stone houses common in and around Cognac.
Furniture, appliances, valuables and personal effects against theft, damage and destruction, with options to raise limits for higher-value items.
The responsabilité civile cover that protects you if your home or your family accidentally causes damage or injury to someone else.
One of the most frequent household claims in France, from a burst pipe to a leaking appliance, including damage you cause to a neighbour.
The statutory catastrophe naturelle guarantee for recognised events such as flooding and clay-soil subsidence once a disaster is declared.
Emergency help such as a plumber, locksmith or temporary rehousing when your home becomes unsafe to live in.
Local cover
Your home is your sanctuary, and protecting it with the right home insurance in Cognac is crucial. At Best French Insurance, we offer a range of home insurance policies that provide robust protection for your property and belongings. Whether you own or rent, our English-speaking advisors work closely with you to tailor a policy that suits your specific needs and budget. We believe in making insurance straightforward and accessible, which is why we offer quick quotes and hassle-free service. Trust us to safeguard your home so you can enjoy life in Cognac without worry.
Homes around Cognac are not all the same. Many are older stone properties in the town and surrounding villages, some sit close to the Charente where flood risk has to be taken seriously, and a large number are second homes owned by British and other foreign buyers. An unoccupied second home needs a policy that accepts long empty periods; a property with a former chai or outbuildings needs those structures correctly declared. We go through these points with you so the policy matches the home you actually own.
FAQ
5/5 on Google
"Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative. I would wholeheartedly recommend them."
"Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good. Really good to receive this service. Thank you 🙂"
"A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly."
"Excellent start to finish. Chantal at the Cognac office is an absolute and pleasurable asset – makes life so easy and speaks perfect English. Couldn't be more helpful or professional."
More cover in Cognac
Looking after more than your home? Our Cognac agency covers every everyday need, all with the same bilingual team.
Comprehensive cover for your vehicle on Charente roads, explained in plain English.
Learn more →Top-up and expat health cover so you can access care without the language barrier.
Learn more →Protection for your Cognac business, from liability to premises and vehicles.
Learn more →Fill out our form for a personalised home quote – or contact us and we'll get back to you within 24 hours. Fast, free and tailored to your needs.
Your trusted insurance partner in France for over 20 years.
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SAS AGENCE GENERALI COGNAC, whose registered office is located at 2 rue Pillet Will, 75009 Paris, is registered with the Paris Trade and Companies Register under number 844 879 106, and with ORIAS under number 210005547.
