Insurance in France · in plain English

Health insurance in France

France has one of the world’s best healthcare systems – but it can be daunting to navigate as a newcomer. Our bilingual team makes health insurance in France clear, backed by Generali.

  • Bilingual team in Cognac – 20+ years helping expats
  • Get covered in 24h
  • Free, no-obligation quote

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20+ years of experience
★★★★★ 5/5 · 58 Google reviews
🇬🇧 Native English-speaking agency

Backed by Generali

The strength of a global insurer behind you

As an official Generali agency, we pair local, English-speaking service with the solidity of one of the world’s leading insurers.

1831
Founded – nearly 200 years of expertise
75M
Clients worldwide
50+
Countries
8M
Policyholders in France
Fortune 500
One of the world’s largest companies
💶 Save on your French insurance ✔ Free, no-obligation quote ✔ Competitive rates, no hidden fees ✔ Covered in 24h

Understanding health insurance in France

Understanding Health Insurance in France

Overview of the French Health System

France boasts one of the most comprehensive and efficient healthcare systems in the world. The French health system is primarily funded through national health insurance, ensuring that all residents have access to necessary medical services. However, navigating this system can be daunting for newcomers. As an expat, understanding how the system works is crucial to accessing the care you need. Health insurance in France plays a pivotal role in bridging the gap between public coverage and personal healthcare needs. With Best French Insurance, you get the guidance you need to make sense of it all, with real English-speaking advisors ready to assist you every step of the way.

English-speaking doctor consulting a patient in France

Why Choose Health Insurance in France?

Choosing health insurance in France ensures that you receive not only basic medical care but also access to private healthcare services if needed. The French healthcare system, while robust, may not cover all your personal needs, especially if you’re used to a different standard or type of service. By opting for additional health insurance, you gain peace of mind knowing that unexpected medical expenses will be covered, allowing you to focus on enjoying your life in France. Fast quotes, no paperwork, and personal service make our offerings stand out. Trust in a company that understands your language and your needs.

Healthcare professional in France

Health Insurance Options for Expats

For expats, finding the right health insurance option is crucial. Best French Insurance offers tailored solutions that cater specifically to English-speaking residents. Whether you’re looking for private healthcare, complementary top-up, or expat health cover, we have options designed to fit your lifestyle and budget. Our partnership with Generali ensures that you’re backed by a reputable provider, while our local presence guarantees you’ll always have access to friendly, English-speaking support. Don’t let language barriers or complex bureaucracy stand in your way – let us help you find the perfect health insurance in France solution today.

Health cover options for expats in France

Benefits

Benefits of Our Health Insurance Services

Fast Quotes and Easy Process

At Best French Insurance, we understand that navigating the complexities of obtaining health insurance in France can be daunting, especially for English-speaking expats. That’s why we have streamlined our process to offer you fast quotes and a straightforward application process. From the moment you reach out to us, our dedicated team of English-speaking advisors is committed to providing you with a seamless experience. We prioritize your time and convenience, ensuring that you receive a comprehensive quote tailored to your specific needs in no time. With our efficient service, you can focus on what truly matters – settling into your new life in France with peace of mind.

No Paperwork Hassle

Dealing with paperwork can often be a significant barrier when securing health insurance in France. At Best French Insurance, we’ve taken the hassle out of the equation. Our process is designed to be as paperless as possible, allowing you to avoid the usual bureaucratic hurdles. By leveraging technology and our in-depth understanding of the French insurance landscape, we handle the complexities for you. Our aim is to provide a smooth and stress-free experience, so you can enjoy your new home without being bogged down by administrative burdens.

Personalized English Support

Moving to a new country is challenging enough without having to navigate a foreign language when dealing with essential services like health insurance. At Best French Insurance, we pride ourselves on offering personalized support in English. Our team of experienced advisors understands the unique challenges faced by English-speaking expats and is dedicated to providing clear and concise assistance tailored to your needs. With us, you’re not just another policy number – you’re a valued client who deserves attention and care.

How to choose

How to Choose the Right Health Insurance Plan

Assessing Your Healthcare Needs

Choosing the right health insurance in France is crucial for peace of mind and financial security while living abroad. Start by assessing your healthcare needs – consider your age, medical history and lifestyle. Do you require frequent check-ups or ongoing prescriptions? Do you prioritize dental or vision care? By understanding your personal needs, you can select a plan that offers the right coverage without unnecessary extras. We specialize in helping English speakers evaluate their options.

Comparing Different Insurance Plans

Once you’ve assessed your needs, the next step is to compare different insurance plans available in France. Consider coverage limits, monthly premiums and out-of-pocket costs, and understand the difference between public healthcare and private insurance. Our advisors provide clear, comparative information on various plans, ensuring you understand the benefits and limitations of each – comprehensive coverage at a competitive price, without the confusion of French bureaucracy.

Consulting with Our English-Speaking Advisors

Our team consists of real English-speaking advisors well-versed in the intricacies of French insurance. By consulting our experts, you gain valuable insights into which plan best suits your needs and budget. We simplify the process with fast quotes and handle all necessary paperwork on your behalf, giving you the peace of mind of a plan backed by Generali, one of the most reputable insurers in France.

Our commitment

Our Commitment to English-Speaking Expats

Real Advisors, Not Call Centers

Unlike typical call centers, we provide access to real advisors who are fluent in English and understand the unique challenges faced by expatriates. Our team makes the insurance process straightforward and stress-free. You won’t be just another number; you’ll have a dedicated advisor ready to assist you with any queries, ensuring a tailored experience that meets your specific needs.

Based in France, Backed by Generali

Being based in France keeps us attuned to the local insurance landscape. Our partnership with Generali, a leading global insurer, ensures you receive reliable coverage backed by a trusted name. This collaboration lets us offer competitive rates and comprehensive options for health insurance in France, whether you’re settling in or have been here for years.

Designed Specifically for English Speakers

Our services are specifically designed for English speakers residing in France. We eliminate confusion and language barriers by providing clear, concise information in English. Our goal is to make obtaining health insurance in France as simple as possible, with fast quotes and no paperwork hassles – dealing with a company that truly understands your needs as an expat.

How it works

Steps to Get Insured with Best French Insurance

1

Contacting Our Team

Our dedicated team of real, English-speaking advisors is just a phone call or email away. Unlike impersonal call centers, we offer a personal touch and clear communication without any French jargon. Reach out today and discover how easy it is to navigate the French insurance landscape with a friendly expert by your side.

2

Receiving a Tailored Quote

We take the time to understand your circumstances and provide a comprehensive, transparent quote with no hidden fees or surprises. With our expertise in the French insurance market, we offer competitive rates and fast quotes – let us handle the paperwork while you focus on settling into your new life in France.

3

Finalizing Your Insurance Plan

After reviewing your quote and deciding on the best option, finalizing your plan is straightforward and without unnecessary delays. You’ll have peace of mind knowing you’re covered by a reputable company backed by Generali, with a personal service that makes your transition to life in France as smooth as possible.

5/5 on Google

Testimonials from Our Clients

★★★★★

“Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative. I would wholeheartedly recommend them.”

— Peter
★★★★★

“Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good. Really good to receive this service. Thank you 🙂”

— Maryke
★★★★★

“A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly.”

— Michael
★★★★★

“Excellent start to finish. Chantal at the Cognac office is an absolute and pleasurable asset – makes life so easy and speaks perfect English. Couldn’t be more helpful or professional.”

— Bob
English-speaking insurance advisor meeting a couple in France

Contact us

Contact Us for More Information

Are you an English-speaking expat in France looking for reliable health insurance in France? At Best French Insurance, we understand the challenges you face when navigating the French health system. With our dedicated team of English-speaking advisors, you can rest assured that you will receive clear and concise assistance every step of the way. Whether you’re new to France or have been here for years, we’re here to simplify the process and ensure you get the coverage you need without any language barriers.

Getting a quote has never been easier – simply fill out our form or give us a call, and one of our friendly advisors will guide you through the options. We offer direct access to knowledgeable, English-speaking advisors, not impersonal call centers, based in France with a deep understanding of the local insurance landscape. And if you’re nearby, drop by our office in Cognac – we love meeting our clients face-to-face and providing that personal touch that sets us apart.

FAQ

Frequently Asked Questions

What is the Carte Vitale? +
The Carte Vitale is an essential component of the French healthcare system, acting as a national health insurance card that ensures seamless access to medical services in France. At Best French Insurance, we make navigating this process effortless by providing comprehensive guidance and support in English – helping you understand how it works, what documents are required, and how it benefits you in managing your health insurance in France.
How Does Top-Up Insurance Work? +
Top-Up Insurance, also known as complementary health insurance, is designed to cover the gaps left by the standard French healthcare system. While the public system offers basic coverage, it often doesn’t cover all medical expenses. We offer personalized advice on selecting the right Top-Up plan to suit your needs, whether it’s for routine check-ups or unexpected medical emergencies – ensuring comprehensive coverage without the usual complexities.
Can I Get Insurance Without a Residence Permit? +
Securing health insurance in France as a newcomer can be challenging if you’re still obtaining your residence permit. However, you can indeed get insurance without a residence permit, and we make this process straightforward and hassle-free. Our English-speaking advisors guide you through every step, ensuring you have access to the necessary health coverage even before your residence status is finalized.

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Fill out our form for a personalised quote – or contact us and we’ll get back to you within 24 hours. Fast, free and tailored to your needs.

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