Insurance in France · in plain English

Home insurance in France

Navigating home insurance in France can be daunting for English-speaking expats. Our bilingual team makes it clear – comprehensive cover, backed by Generali, explained in plain English.

  • Bilingual team in Cognac – 20+ years helping expats
  • Get covered in 24h
  • Free, no-obligation quote

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Fast, free and tailored to your needs – reply within 24 hours.

20+ years of experience
★★★★★ 5/5 · 58 Google reviews
🇬🇧 Native English-speaking agency

Backed by Generali

The strength of a global insurer behind you

As an official Generali agency, we pair local, English-speaking service with the solidity of one of the world’s leading insurers.

1831
Founded – nearly 200 years of expertise
75M
Clients worldwide
50+
Countries
8M
Policyholders in France
Fortune 500
One of the world’s largest companies
💶 Save on your French insurance ✔ Free, no-obligation quote ✔ Competitive rates, no hidden fees ✔ Covered in 24h

Why choose us

Why Choose Home Insurance in France with Us?

English-Speaking Advisors

When navigating the complex world of home insurance in France, having someone who understands your language and needs is invaluable. Our team of English-speaking advisors is here to offer you personalized service, ensuring that every aspect of your insurance is explained clearly and concisely. No more struggling with French jargon or miscommunications. We are dedicated to making your transition to life in France as smooth as possible by providing expert advice tailored to expatriates like you. Whether you’re from the UK, the US, Canada, or any other English-speaking country, you’ll find our advisors approachable, knowledgeable, and ready to assist you every step of the way.

Fast and Easy Quotes

We understand that time is precious, especially when settling into a new country. That’s why we offer fast and easy quotes for your home insurance in France. With just a few clicks or a quick call, you can receive a comprehensive quote tailored to your needs. Say goodbye to lengthy forms and complicated processes; our streamlined approach ensures that you get the information you need without any hassle. Our goal is to provide you with peace of mind quickly so you can focus on enjoying your new home without worrying about insurance complexities.

No Paperwork Hassle

One of the most daunting aspects of securing insurance abroad is dealing with paperwork. At Best French Insurance, we’ve eliminated this stress by handling all the necessary documentation for you. Imagine getting your home covered without lifting a pen. Our efficient process means that you can secure your home insurance in France without drowning in paperwork. We manage the details so you don’t have to, allowing you to enjoy your new life in France with one less thing to worry about.

Backed by Generali

Your peace of mind is our priority, which is why we are proud to be backed by Generali, one of the world’s leading insurance companies. This partnership means that when you choose us for your home insurance in France, you’re not just getting exceptional service from our team; you’re also benefiting from the strength and reliability of a global insurance giant. Trust in our solid foundation and commitment to excellence as we provide you with comprehensive coverage that’s designed specifically for English speakers living in France. With Best French Insurance and Generali, you’re in safe hands.

Understanding home insurance in France

Understanding Home Insurance in France

Navigating the world of home insurance in France can be daunting, especially for English-speaking expats. At Best French Insurance, we understand the unique challenges faced by those unfamiliar with the French system. Our mission is to provide a seamless and clear experience, ensuring you get the coverage you need without the confusion. Whether you’re a new arrival or a long-term resident, securing your home is a priority. With our English-speaking advisors, you can rest assured that your questions will be answered promptly and clearly. Our partnership with Generali guarantees that you receive reliable and comprehensive coverage. Our service is tailored specifically for English speakers in France, providing you with peace of mind and security.

Stone country house in the French countryside

Types of Home Insurance Available

In France, there are various types of home insurance policies available to meet your specific needs. From renter’s insurance to owner property cover, each type offers distinct benefits. For instance, renter’s insurance protects your personal belongings while owner property cover safeguards the structure of your home. Additionally, there are specialized options like holiday home insurance for those with seasonal residences. At Best French Insurance, we offer a range of policies tailored to your circumstances. Our fast quotes and personalized service mean you can choose the right plan without hassle. We make it easy to understand the differences so you can make an informed decision.

Modern French home interior

Legal Requirements for Home Insurance

Understanding the legalities surrounding home insurance in France is crucial. While home insurance is not legally required for homeowners, it is highly recommended due to the protection it offers against unforeseen events such as natural disasters or theft. For renters, however, having insurance is often a mandatory requirement set by landlords. At Best French Insurance, we help you navigate these legal requirements effortlessly. Our advisors provide clear guidance on what is necessary and what is optional, ensuring you are compliant without unnecessary coverage. Trust us to simplify the process so you can focus on enjoying your life in France.

Advisor explaining a home insurance policy in English

Common Misconceptions

There are several misconceptions about home insurance in France, particularly among expats. One common myth is that the process is overly complicated and time-consuming. At Best French Insurance, we debunk this by offering straightforward solutions and prompt service. Another misconception is that all policies are the same, but in reality, coverage can vary significantly. We emphasize personal service and clarity, making sure you understand exactly what your policy covers. Don’t let misinformation prevent you from securing your home; our team is here to provide accurate and helpful advice.

Couple holding the keys to their new French home

Our home insurance services

Our Home Insurance Services

Expat Home Cover

Discover peace of mind with our tailored home insurance France solutions designed specifically for expats. At Best French Insurance, we understand the unique challenges faced by English-speaking residents in France. Our Expat Home Cover is crafted to provide comprehensive protection against unforeseen events, ensuring your new home is as secure as possible. With our service, you benefit from fast quotes, no paperwork hassles, and dedicated English-speaking advisors ready to assist you. Backed by Generali, you can trust that your home is in safe hands.

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Renter and Tenant Insurance

Renting a home in France? Our Renter and Tenant Insurance is designed to provide you with the coverage you need while navigating the complexities of the French rental market. With a focus on clear, English-speaking assistance, we ensure that securing your rental property is straightforward and stress-free. Protect your belongings and enjoy your new home without worrying about potential risks. Our policies are transparent, offering personal service and competitive rates, all backed by the reliability of Generali.

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Owner Property Cover

Owning a property in France is a significant investment, and protecting it is crucial. Our Owner Property Cover is designed to safeguard your home against potential damages and liabilities. With Best French Insurance, you receive personalized service and expert advice from our real English-speaking advisors, not call centers. We offer a seamless experience with no paperwork and fast response times, ensuring that your property is protected efficiently.

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Holiday Home Insurance

Your holiday home in France should be a place of relaxation and joy, not stress. With our Holiday Home Insurance, we provide robust protection for your vacation property, whether it’s occupied or vacant. Our English-friendly services ensure that you understand every aspect of your policy without the confusion of French jargon. Enjoy fast quotes and reliable coverage backed by Generali, so you can focus on making memories.

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Multirisk Home Policy

For those seeking comprehensive protection, our Multirisk Home Policy offers extensive coverage for various unforeseen events. This policy is ideal for homeowners who want peace of mind knowing that their property is protected from multiple risks. With our commitment to providing clear communication and exceptional service, we ensure that you receive the best coverage tailored to your needs. Experience hassle-free insurance with no paperwork and expert guidance from our English-speaking advisors.

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Landlord Insurance France

If you’re a landlord in France, protecting your investment is paramount. Our Landlord Insurance France provides the essential coverage needed to safeguard your rental properties against potential risks. With Best French Insurance, enjoy the benefits of personalized service and expert advice from English-speaking professionals who understand the intricacies of the French rental market. Our policies offer competitive rates and comprehensive protection backed by Generali.

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Benefits

Benefits of Our Home Insurance Policies

Comprehensive Coverage Options

At Best French Insurance, we understand that securing your home in a foreign country can be daunting. That’s why our home insurance in France is designed to provide you with peace of mind, offering extensive coverage options tailored to your unique needs. Whether you’re an expat settling into your new French abode or a long-term resident, our policies cover everything from natural disasters to theft and liability. With the backing of Generali and a focus on English-speaking support, you can rest assured knowing that your home is protected by a team that understands your language and your concerns.

Competitive Pricing

We believe that protecting your home shouldn’t break the bank. Our home insurance France policies are competitively priced to offer you great value for money. We work closely with Generali to provide affordable options without compromising on quality or coverage. Our goal is to ensure that every English-speaking resident in France has access to reliable and cost-effective home insurance. By choosing Best French Insurance, you’re opting for transparent pricing and no hidden fees, allowing you to budget confidently while enjoying top-tier protection for your home.

Personalized Service

What sets Best French Insurance apart is our commitment to personalized service. We know that each client has different needs, which is why our advisors take the time to understand your specific situation and recommend the best policy for you. Our team of real English-speaking professionals is based in France, ready to assist you without the hassle of call centers or language barriers. From getting fast quotes to handling claims, we’re here to provide you with a seamless experience.

How to get a quote

How to Get a Home Insurance Quote

1

Contacting Our Advisors

Our team of real English-speaking advisors is here to help. Unlike automated call centers, we offer a personalized service tailored to your needs. Reach us by phone or email, and our friendly staff will guide you through the process step-by-step, with extensive experience of the local insurance market.

2

Information Needed for a Quote

To provide an accurate quote, we’ll need some basic information about your property: the location, size, and type of dwelling – apartment or house. Details about existing security measures, such as alarms or locks, help us tailor the policy. Having these ready lets us expedite your quote.

3

Understanding Your Quote

Our advisors walk you through each aspect of your quote to ensure clarity – from basic protection to comprehensive policies with liability and personal property cover. Our commitment is to transparency and simplicity, so you know exactly what you’re getting without hidden surprises.

5/5 on Google

Testimonials from Our Clients

★★★★★

“Jennifer and all the staff were wonderful. They helped us navigate the French car insurance system with English documents – patient, efficient and very informative. I would wholeheartedly recommend them.”

– Peter
★★★★★

“Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good. Really good to receive this service. Thank you 🙂”

– Maryke
★★★★★

“A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon of French house and car insurance clearly.”

– Michael
★★★★★

“Excellent start to finish. Chantal at the Cognac office is an absolute and pleasurable asset – makes life so easy and speaks perfect English. Couldn’t be more helpful or professional.”

– Bob
English-speaking insurance advisor meeting a couple in France

Contact us

Contact Us for Your Home Insurance Needs

At Best French Insurance, we understand the unique challenges faced by English-speaking individuals living in France. Whether you are newly arrived or have been here for a while, navigating the intricacies of French administration can be daunting. That’s why we offer a comprehensive home insurance France service tailored specifically for expats and English-speaking residents. Our team of real, friendly advisors is on hand to assist you with all your insurance needs, ensuring that you receive the best possible coverage without the hassle of complex paperwork or language barriers. Feel free to reach out to us for more information or a fast quote.

Our office is conveniently located in the heart of France, in Cognac, ensuring that we are always within reach for our clients. Being based here allows us to offer services that are locally relevant and backed by the trusted name of Generali. Whether you’re looking for coverage for your primary residence, a holiday home, or landlord insurance, our team is equipped to guide you through every step of the process. Visit us in person or contact us online to discover how we can help protect your home and belongings.

FAQ

Frequently Asked Questions about Home Insurance in France

What Does Home Insurance Cover? +
Understanding what your home insurance in France covers is crucial for peace of mind. Typically, a comprehensive policy will protect against damages from fire, water, theft, and vandalism. It may also cover natural disasters, which are not uncommon in some areas of France. Our policies are designed to cover your valuable possessions and provide liability protection, ensuring you are covered in case of accidental damage to third parties. Our English-speaking advisors are here to guide you every step of the way.
How Are Claims Processed? +
Filing a claim can be daunting in a foreign country. However, with our home insurance in France, the process is simplified and straightforward. Our English-speaking team is dedicated to assisting you throughout the claims process. From the moment you contact us, we provide clear instructions on the necessary documentation and steps to follow. Our partnership with Generali guarantees that your claims are handled efficiently and professionally, with quick response times and personalized service.
Can I Customize My Policy? +
Every home and homeowner is unique, and so are their insurance needs. We offer customizable home insurance in France. Whether you own a historic property or a modern apartment, our policies can be tailored to fit your specific requirements. Our advisors work closely with you to identify the most critical aspects of coverage for your situation. This personalized approach ensures that you only pay for what you need, without unnecessary extras.
Do I need to be fluent in French to get insured? +
No. We speak English and take care of the paperwork for you.
Can I get insured quickly? +
Yes – thanks to our streamlined process you can get covered in as little as 24 hours.
Is this more expensive than going directly to an insurer? +
No. Working closely with Generali, we offer competitively priced cover with no hidden fees – plus expert English-speaking support at no extra cost.

Ready to get started?

Fill out our form for a personalised quote – or contact us and we’ll get back to you within 24 hours. Fast, free and tailored to your needs.

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