Car insurance in France · in plain English
Getting on the road in France shouldn't mean getting lost in paperwork. Our bilingual Generali agency in Cognac arranges car, motorbike and van cover for English-speaking drivers across the Charente – backed by Generali.
Fast, free and tailored to your needs – reply within 24 hours.

Why it matters
Driving in France can be a new adventure, and having the right car insurance in Cognac is crucial. Our car insurance provides you with comprehensive coverage tailored for expats. We understand the challenges you face on the road and offer policies that cover everything from accidents to theft. With our expert guidance, you'll enjoy fast quotes and no paperwork, making the process as smooth as possible. Trust us to keep you and your vehicle safe, so you can focus on enjoying the journey.
Your cover
French motor insurance starts with compulsory third-party liability (responsabilité civile) and can be built up to fully comprehensive (tous risques), so you choose the level of protection that suits your vehicle and budget.
The legal minimum in France, covering damage or injury you cause to other people, their vehicles and their property.
Protection if your vehicle is stolen or damaged by fire, with options for broken glass and attempted theft.
Tous risques cover for damage to your own vehicle too, even when an accident is your fault or no third party is involved.
Personal cover for the driver and passengers in the event of bodily injury, an option many newcomers overlook.
Roadside assistance and a replacement vehicle so a breakdown in rural Charente doesn't leave you stranded.
We help transfer your existing bonus-malus or UK no-claims history so you're not penalised for being new to France.

Local cover
Driving through the scenic landscapes of Cognac should be an enjoyable experience, not one fraught with worry about car insurance in Cognac. Whether you're cruising through vineyards or navigating city streets, having the right car insurance is essential. At Best French Insurance, we offer tailored car insurance solutions that cater to your driving habits and needs. Our English-speaking advisors ensure you understand every detail of your policy, so there are no surprises. With competitive rates and comprehensive coverage options, we make it easy for you to hit the road with confidence. Get in touch with us today and let us help you find the perfect car insurance plan for your lifestyle.
Many drivers who come to us in Cognac are newly arrived and need to register a car on French plates, transfer a no-claims history from the UK or another country, or insure a vehicle they have imported. These steps can be confusing in French, so we walk you through the carte grise, the documents the insurer needs and how your previous driving record is taken into account, in plain English.
FAQ
5/5 on Google
"Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative. I would wholeheartedly recommend them."
"Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good. Really good to receive this service. Thank you 🙂"
"A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly."
"Excellent start to finish. Chantal at the Cognac office is an absolute and pleasurable asset – makes life so easy and speaks perfect English. Couldn't be more helpful or professional."
More cover in Cognac
Need more than car cover? Our Cognac agency looks after your whole household, all with the same bilingual team.
Protect your house, flat or second home in the Charente, explained in plain English.
Learn more →Top-up and expat health cover so you can access care without the language barrier.
Learn more →Protection for your Cognac business, from liability to premises and vehicles.
Learn more →Fill out our form for a personalised car quote – or contact us and we'll get back to you within 24 hours. Fast, free and tailored to your needs.