Home insurance in France · in plain English
Protecting a home in France is far simpler when someone explains it in your own language. Our bilingual Generali agency covers houses, flats, second homes and rentals for English speakers in La Rochelle – backed by Generali.
Fast, free and tailored to your needs – reply within 24 hours.
Why it matters
Your home is your sanctuary, and protecting it should be straightforward, even in a foreign country. Our home insurance solutions are crafted with expats in mind, offering comprehensive coverage that is explained in clear, English terms. Whether you're renting or own your property, we ensure that your investment is safeguarded against unexpected events. Enjoy the comfort of knowing your home is protected by a trusted company backed by Generali. With fast and easy quotes and no cumbersome paperwork, securing home insurance has never been easier for English speakers in La Rochelle.
Our Generali agency is based in nearby Cognac, and our bilingual team looks after English speakers across La Rochelle and Charente-Maritime, by phone, by email or in person at the office.
Your cover
In France, home insurance is built around the multirisque habitation contract, which brings several protections together into one policy so your building, your belongings and your legal responsibility are all covered under the same roof.
Walls, roof, fitted kitchens and permanent fixtures against fire, storm and water damage.
Furniture, appliances, valuables and personal effects against theft, damage and destruction.
The responsabilité civile cover that protects you if your home or family accidentally causes damage to others.
One of the most frequent claims in France, from a burst pipe to a leaking appliance.
The statutory catastrophe naturelle guarantee for recognised events such as flooding and subsidence.
Emergency help such as a plumber, locksmith or temporary rehousing when your home becomes unsafe.
Local cover
Homes around La Rochelle have their own considerations: older stone houses in the old town, apartments near the Vieux-Port, and second homes close to the Atlantic where storm and flood risk (as the Xynthia storm showed in 2010) has to be taken seriously. We make sure your cover reflects where and how you actually live on the coast, including properties left empty out of season.
FAQ
5/5 on Google
"Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative."
"Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good."
"A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly."
"Excellent start to finish. Chantal is an absolute and pleasurable asset – makes life so easy and speaks perfect English."
More cover in La Rochelle
Fill out our form for a personalised quote – or contact us and we'll get back to you within 24 hours.
Your trusted insurance partner in France for over 20 years.
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SAS AGENCE GENERALI COGNAC, whose registered office is located at 2 rue Pillet Will, 75009 Paris, is registered with the Paris Trade and Companies Register under number 844 879 106, and with ORIAS under number 210005547.
