Home insurance in France · in plain English
Protecting a home in France is far simpler when someone explains it in your own language. Our bilingual Generali agency covers houses, flats, second homes and rentals for English speakers in Niort – backed by Generali.
Fast, free and tailored to your needs – reply within 24 hours.
Why it matters
Your home is your sanctuary, and protecting it is essential. At Best French Insurance, we offer comprehensive home insurance options tailored for expats living in Niort. Our policies are designed to cover a wide range of risks, from natural disasters to theft, ensuring your peace of mind. We take pride in offering personalized service, with English-speaking advisors ready to assist you at every step. Say goodbye to complicated paperwork and language barriers; our streamlined process makes it easy for you to secure the coverage you need. Trust us to safeguard your home and belongings while you enjoy your new life in France.
Our Generali agency is based in Cognac, in the neighbouring Charente, and our bilingual team looks after English speakers across Niort and the surrounding area, by phone, by email or in person at the office.
Your cover
In France, home insurance is built around the multirisque habitation contract, which brings several protections together into one policy so your building, your belongings and your legal responsibility are all covered under the same roof.
Walls, roof, fitted kitchens and permanent fixtures against fire, storm and water damage.
Furniture, appliances, valuables and personal effects against theft, damage and destruction.
The responsabilité civile cover that protects you if your home or family accidentally causes damage to others.
One of the most frequent claims in France, from a burst pipe to a leaking appliance.
The statutory catastrophe naturelle guarantee for recognised events such as flooding and subsidence.
Emergency help such as a plumber, locksmith or temporary rehousing when your home becomes unsafe.
Local cover
Homes around Niort range from stone houses in the old town above the Sevre Niortaise to properties near the Marais Poitevin and in the surrounding countryside. We help match your cover to the property, including homes near the water where flood considerations matter, and older buildings whose features must be correctly declared.
FAQ
5/5 on Google
"Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative."
"Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good."
"A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly."
"Excellent start to finish. Chantal is an absolute and pleasurable asset – makes life so easy and speaks perfect English."
Fill out our form for a personalised quote – or contact us and we'll get back to you within 24 hours.
Your trusted insurance partner in France for over 20 years.
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SAS AGENCE GENERALI COGNAC, whose registered office is located at 2 rue Pillet Will, 75009 Paris, is registered with the Paris Trade and Companies Register under number 844 879 106, and with ORIAS under number 210005547.
