Home insurance in France · in plain English
Protecting a home in France is far simpler when someone explains it in your own language. Our bilingual Generali agency covers houses, flats, second homes and rentals for English speakers in Angoulême – backed by Generali.
Fast, free and tailored to your needs – reply within 24 hours.

Why it matters
Your home is your sanctuary, and protecting it should be a top priority. Whether you’re renting or buying property in Angoulême, our home insurance solutions provide the coverage you need to safeguard your belongings and property. We offer flexible plans that cater to various living situations, ensuring you receive personalized protection. Our English-speaking advisors are available to answer any questions and assist you in selecting the best policy for your needs. Enjoy peace of mind knowing that your home is protected by an experienced team committed to serving the expat community in France.
Our Generali agency is based nearby in Cognac, in the same Charente departement, and our bilingual team looks after English speakers across Angouleme and the surrounding area, by phone, by email or in person at the office.
Your cover
In France, home insurance is built around the multirisque habitation contract, which brings several protections together into one policy so your building, your belongings and your legal responsibility are all covered under the same roof.
Walls, roof, fitted kitchens and permanent fixtures against fire, storm and water damage.
Furniture, appliances, valuables and personal effects against theft, damage and destruction.
The responsabilité civile cover that protects you if your home or family accidentally causes damage to others.
One of the most frequent claims in France, from a burst pipe to a leaking appliance.
The statutory catastrophe naturelle guarantee for recognised events such as flooding and subsidence.
Emergency help such as a plumber, locksmith or temporary rehousing when your home becomes unsafe.

Local cover
Homes in Angouleme range from stone townhouses inside the old ramparts to apartments in the lower town and houses out in the surrounding Charente countryside. We help you match your cover to the property, whether it is a main residence, a flat you rent, or a place you are renovating, including older buildings whose features need to be correctly declared.
FAQ
5/5 on Google
"Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative."
"Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good."
"A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly."
"Excellent start to finish. Chantal is an absolute and pleasurable asset – makes life so easy and speaks perfect English."
More cover in Angoulême
Fill out our form for a personalised quote – or contact us and we'll get back to you within 24 hours.