Home insurance in France · in plain English
Protecting a home in France is far simpler when someone explains it in your own language. Our bilingual Generali agency covers houses, flats, second homes and rentals for English speakers in Saintes – backed by Generali.
Fast, free and tailored to your needs – reply within 24 hours.

Why it matters
Your home in Saintes deserves the best protection available. Our home insurance policies offer extensive coverage for your property and belongings, protecting against theft, fire, and other unforeseen events. At Best French Insurance, we ensure that our English-speaking clients receive clear and comprehensive information about their insurance options. Feel secure in your new home with insurance that covers all aspects of home ownership, backed by Generali's trusted reputation.
Our Generali agency is based nearby in Cognac, a short drive up the Charente, and our bilingual team looks after English speakers across Saintes and the surrounding area, by phone, by email or in person at the office.
Your cover
In France, home insurance is built around the multirisque habitation contract, which brings several protections together into one policy so your building, your belongings and your legal responsibility are all covered under the same roof.
Walls, roof, fitted kitchens and permanent fixtures against fire, storm and water damage.
Furniture, appliances, valuables and personal effects against theft, damage and destruction.
The responsabilité civile cover that protects you if your home or family accidentally causes damage to others.
One of the most frequent claims in France, from a burst pipe to a leaking appliance.
The statutory catastrophe naturelle guarantee for recognised events such as flooding and subsidence.
Emergency help such as a plumber, locksmith or temporary rehousing when your home becomes unsafe.

Local cover
Homes in Saintes range from stone houses in the historic centre near the Charente to newer properties on the edge of town and in the surrounding countryside. We help you match your cover to the property, whether you own, rent or are restoring an older building, so everything that matters is properly declared.
FAQ
5/5 on Google
"Jennifer and all the staff were wonderful. They helped us navigate the French system with English documents – patient, efficient and very informative."
"Friendly fast service. I was so happy to have received help with my insurances by someone who spoke English, as my French is not good."
"A really good experience. The folks in the Cognac office all speak excellent English and are really helpful. They explained the jargon clearly."
"Excellent start to finish. Chantal is an absolute and pleasurable asset – makes life so easy and speaks perfect English."
More cover in Saintes
Fill out our form for a personalised quote – or contact us and we'll get back to you within 24 hours.