Insurance in France · in plain English

Caravan insurance in France

Whatever life in France brings, it shouldn’t be lost in translation. Our bilingual team makes Caravan insurance in France clear and simple – backed by Generali.

  • Bilingual team in Cognac – 20+ years helping expats
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Caravan insurance in France is the cover that protects your caravan on the road, on its pitch, and in storage, arranged under French rules that treat a caravan quite differently depending on its weight and use. For an English speaking owner, the hard part is not the cover itself but knowing where the towing car’s insurance stops, where the caravan’s own policy must begin, and which French obligations apply to you. That is the gap this page, and our agency, are here to close.

Best French Insurance, the bilingual Generali agency based in Cognac, arranges caravan insurance in France for English speaking owners nationwide, alongside the rest of our French vehicle insurance. Our advisors explain each French concept in English, so the contract you sign is the one your caravan actually needs.

Backed by Generali

The strength of a global insurer behind you

As an official Generali agency, we pair local, English-speaking service with the solidity of one of the world’s leading insurers.

1831
Founded – nearly 200 years of expertise
75M
Clients worldwide
50+
Countries
8M
Policyholders in France
Fortune 500
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What caravan insurance in France should cover

What caravan insurance in France should cover

Third party liability on the road and off it

Damage, fire, theft and storm

Contents and personal effects

Assistance when the towing car breaks down

Cover that matches how the caravan is used

Caravan insurance in France for British and expat owners

Caravan insurance in France for British and expat owners

A UK caravan meets a French rule: registration

Leaving a caravan year round on a French campsite

Insurance history from another country

A caravan kept at a French second home

FAQ

Frequently asked questions: caravan insurance in France

Is caravan insurance in France compulsory? +
Liability cover is. Up to 750 kg it is carried by the towing car’s compulsory insurance; above 750 kg the caravan must be registered and insured in its own right. Cover for the caravan itself is optional but, given what storms do to caravans, strongly advised.
Does my car insurance cover my caravan? +
Only the damage the caravan causes to others while hitched, and only up to 750 kg without a specific declaration. It never covers damage to the caravan itself, its contents or theft, which is what a caravan policy adds.
My caravan has no registration document, the UK does not issue them. What now? +
That is normal, and French insurers know it. As a visitor you tow on your existing cover; as a French resident, an over 750 kg caravan must be registered here, and we handle the carte grise and the insurance together, in English.
Can I insure a caravan I keep year round on a French campsite while living in the UK? +
Yes, and you should: it is the situation standard policies handle worst. We arrange cover built for long absences and act as your contact in France while you are away.
How is a static caravan on a campsite insured? +
Closer to a small dwelling than a vehicle: liability, fire, storm and contents at the pitch, with an attestation for the campsite. We arrange this as readily as touring cover.
How much does caravan insurance in France cost? +
Roughly €70 to €120 a year for basic cover, €120 to €250 for a mid level policy, and €250 to €400 for comprehensive cover on a recent caravan. Static caravans typically run around €150 to €350. The exact figure depends on value, weight and use, and a quote is free.
How do I get a caravan insurance in France quote? +
Contact us by phone on 05 45 82 03 20, by email at cognac@agence.generali.fr, or via the quote form on our website. In person appointments are available at 16 rue Plumejeau, 16100 Cognac, Monday to Friday 9am to 6pm and Saturday 9am to 12pm. All advice is free and there is no obligation.

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